How Your BMI Can Be Misleading

To calculate an individual's BMI, or Body Mass Index, all you simply have to do is divide your weight in kilograms by your height in meters squared (kg/m^2). Or if this is too much trouble then simply google BMI calculator.

An individual's BMI does not take into account their fat percentage, lean muscle mass, OR hip to waist ratio. Both of these obesity measurements are extremely important when analyzing an individual's health. But obtaining the BMI is easy, quick and can be done, for example, over the phone instead of waiting to be face to face with an individual.

Next time you renew your medical insurance see if you are being penalized because of your BMI. If you are and you believe it is an amount worthy of protesting see if you can send in a physical to lower your premium.

If your BMI is indeed in need of a review begin by making changes to your diet and activity level. Even those who may appear to have a decent weight can have high percentages of fat rather than muscle. So make a trip to your healthcare provider for your physical and then make an appointment with a personal trainer, or gym employee to determine not only your BMI, but your % of body fat, lean muscle mass, and bone density. This will be a good starting point to access what needs to change in order for you to feel your best. And hey, perhaps you will be rewarded by your insurance company!